About Joaquin Alvarez

Originally from Cádiz, Spain, I came to the U.S. in 2016 chasing opportunity—and quickly found a home in sunny Florida.

My journey into the mortgage world began in an unexpected way. In 2019, while working as a pool cleaner, I walked into a mortgage office to apply for a loan to buy my first home. During the process, my boss saw something in me and asked if I’d ever considered becoming a loan officer. I closed on my home—and opened the door to a new calling: helping others achieve their dream of homeownership. That moment changed everything.

Six years later, I’m proud to serve clients across Florida and beyond with the same drive, determination, and empathy that fueled my own journey. As an immigrant and Spanish speaker, I understand firsthand the challenges many borrowers face—and I’m passionate about guiding them through the process with clarity, honesty, and heart.

When I’m not helping clients, you’ll find me sailing Florida’s beautiful waters, perfecting my homemade pizza, or dreaming of one day circumnavigating the globe by sailboat.

Hispania Mortgage was born from a desire to make lending more personal, more inclusive, and more global—while always keeping the local touch.